Purple Patch

Experience The Mortgage Service You Deserve

With Personalised Protection and Finance for Your Future Home

Our Mission

The inspiration behind our name, Purple Patch Finance, is firmly rooted in our dedication to your financial prosperity. A Purple Patch signifies a period of remarkable accomplishment and good fortune. Helping clients with property finance is our passion. We specialise in arranging funds for a diverse array of property-related transactions by utilising our access to mortgage deals from a comprehensive panel. Our mission is to assist you in grasping your own purple patch of financial success.

Our Services

We’ve got you covered, whether you’re a First-Time Buyer, Home Mover, or Buy-to-Let Investor.

Mortgages

We’re here to help a wide range of clients, from first-time buyers to seasoned investors. Whether you’re stepping onto the property ladder for the first time, planning to move home, or seeking your next Buy-to-Let investment, we’ll help you find right mortgage solutions that suits you. Plus, if you’re looking to remortgage, we’ll ensure you secure the most suitable deal that fits your changing needs. Your journey to homeownership starts here.

Protection

Protecting your family and home from whatever life throws at you is one of our top priorities. We offer a range of insurance policies, including Life Insurance, Critical Illness Cover, Income Protection, and General Home Insurance. Our diverse offerings provide comprehensive protection for your family, health, income, and home, ensuring you have the coverage you need for peace of mind. Discover affordable and reliable insurance plans with us.

Solicitor and Survey Referrals

Leave the legal and surveying matters to the experts. We can connect you with trusted solicitors and surveyors who specialise in property transactions. Make your home buying process smoother with our referrals.

Bridging Finance & Secured Loans

In search of finance tailored to your distinctive circumstances. We can assist you with a range of financial solutions, including bridging finance and secured loans. Whether you’re an experienced property investor or in need of short-term financial support, rest assured, we have you covered. Swiftly access funds for your projects through our third-party referral service.

Your Journey With Us

Our mission is to deliver your mortgage offer swiftly, assist you through the purchase journey, recommend protection policies to safeguard your home when life throws surprises and tackle any property questions you may have until you receive the keys to your new home.

Our Three Simple Steps:

1

Affordability Assessment

Unveiling Your Possibilities:
We begin by having a conversation, either by phone or in person – your choice. During this chat, we delve into your needs and circumstances, providing you with an estimate of your borrowing capacity and a rough monthly mortgage payment figure. To keep you well-informed, we’ll also provide an estimate for solicitor fees, surveys, and stamp duty (if applicable).

2

Agreement in Principle

Securing Your Edge:
Trust us as your personal broker, and we’ll swiftly secure a Mortgage Agreement in Principle, subject to a soft credit check and receipt of relevant documents. This strengthens your position in the property market, demonstrating you as a proceedable buyer to estate agents in readiness to seal the deal for your new home.

3

Mortgage Application

Navigating the Home Stretch:
Once your offer on a property is accepted, we will promptly submit your mortgage application and instruct a trusted solicitor we recommend. We’ll handle all the paperwork and administrative tasks for you, keeping you informed throughout the process. Our goal is to secure a mortgage offer promptly and support you throughout the buying process, addressing any property-related questions until you exchange contracts on your new home.

Testimonials

Express Fact Find

Take the express route to your property move with our online Fact Find – swift, easy, and designed for prompt assistance. Complete it now for a seamless, rapid response tailored to your needs. Prefer a quick answer without commitment? Opt for our simple enquiry – perfect for those exploring options. Your journey, your pace – choose the path that suits you best.

Enquiry form

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £500 to £1000 and this will be discussed and agreed with you at the earliest opportunity.

Your home may be repossessed if you do not keep up repayments on your mortgage. Purple Patch Ltd trading as Purple Patch Finance is a company registered in England and Wales with company number 15141123. The registered office address is Purple Patch LTD, 3rd Floor, 86-90 Paul St, London EC2A 4NE. The Financial Conduct Authority does not regulate some forms of buy to lets.

The guidance and information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based within the UK.

Purple Patch Ltd trading as Purple Patch Finance is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Purple Patch LTD is a company registered in England and Wales with company number 15141123. The registered office address is Purple Patch LTD, 3rd Floor, 86-90 Paul St, London EC2A 4NE.

Copyright © 2024 Purple Patch Ltd

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Mortgage Calculator Tool

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Monthly repayment calculator

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Our calculator serves as a guide; please don’t hesitate to contact us for a thorough and definitive affordability assessment.