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Leading Mortgage Brokers
Secure Your Mortgage With Absolute Confidence
Navigating the property market can feel overwhelming. At Purple Patch Finance, we search thousands of products to make securing your ideal mortgage straightforward, stress-free, and tailored entirely to you.
Finding The Right Mortgage Should Not Be A Struggle
High street banks often offer limited options, slow processing times, and complex financial jargon that leaves you feeling uncertain. Whether you are buying your first home, expanding a property portfolio, or navigating complex income structures, you deserve clear advice and access to the whole market. Do not let limited options dictate your future.
Your Dedicated Mortgage Experts
Purple Patch Finance acts as your personal guide through the lending maze. We combine years of industry expertise with a genuinely personal approach. We listen to your goals, understand your unique financial situation, and negotiate with lenders on your behalf to find rates and terms that fit perfectly.
- Whole of market access
- Dedicated personal broker from start to finish
- Transparent advice with no hidden fees
Vonne Austin – Managing Director @ Purple Patch Finance
Your Dedicated Mortgage Experts
We provide specialist lending advice across every stage of your property journey.
Mortgage Advisory
Expert guidance tailored precisely to your unique circumstances and future goals.
First-Time Buyer Mortgages
Step by step support to help you confidently step onto the property ladder.
Buy To Let Mortgages
Maximise your property investment yields with competitive landlord rates.
Remortgaging/Refinancing
Solutions to help you find the most favourable deals on your remortgaging/refinancing.
Self Employed and Contractor Mortgages
Specialist lending solutions designed for business owners, company directors, and freelancers.
Bad Credit Mortgages
Understanding lenders who look past your credit history to focus on your current affordability.
Moving Home Mortgages
Seamless financial transitions to ensure your next property purchase proceeds without delay.
Mortgage In Principle
Rapid financial approvals to strengthen your buying position and show sellers you are serious.
Mortgage Protection
Safeguard your home and your family against unexpected life events with tailored cover.
Bridging Finance
Short term funding solutions for rapid property transactions and auction purchases.
Secured Loans
Leverage your existing property equity to fund major renovations or consolidate outgoings.
Solicitor and Surveyor Referrals
Access our trusted network of property professionals to complete your purchase smoothly.
Three Simple Steps To Your New Home
Step 1 / The Initial Chat
We arrange a relaxed conversation to understand your property goals and review your financial position.
Step 2 / We Search The Market
Our brokers scan thousands of lending products to find the exact match for your needs, presenting you with clear options.
Step 3 / Successful Application
We handle all the paperwork, chase the lenders, and keep you updated every step of the way until the keys are in your hand.
Mortgage Guides, Tips and Advice
Looking for expert tips and insights on all things mortgages? Explore our latest blogs for helpful information and advice.
Ready To Make Your Move?
Do not let the perfect property slip away because of slow financing or poor advice. Partner with Purple Patch Finance today and take the definitive step towards securing your financial future.
Common Mortgage Questions Answered
Why should I use a mortgage broker instead of going to my bank?
Your bank can only offer you their own limited range of products. As an independent broker, Purple Patch Finance has access to thousands of deals across the whole market, including exclusive rates not available directly to the public. This ensures you get the best possible terms for your specific situation.
How much can I actually borrow?
Borrowing amounts depend on your income, outgoings, and deposit size. Most lenders offer between four and five times your annual income, but specialist lenders can sometimes offer more. We will calculate your exact affordability during our initial consultation.
Do you help people with complex incomes?
Absolutely. We specialise in helping company directors, freelancers, and those with multiple income streams secure competitive rates. We know exactly which lenders favour entrepreneurial clients.
How long does the mortgage process take?
While an agreement in principle can often be secured within hours, a full formal mortgage offer typically takes two to four weeks depending on the lender and the complexity of your application. We actively manage the process to ensure no unnecessary delays.